Pre-Accident

In case of an accident later, you need to be prepared now. Following are some general “DOs” & “DON’Ts” guidelines.

DO’s

  • Stop, turn the ignition off.
  • If there are any serious injuries, call 911.
  • Turn your emergency flashers on.
  • Exchange names, addresses, phone numbers with other driver(s).
  • Exchange insurance information with other driver(s).
  • Take photos of the entire scene, damaged vehicles and property.
  • Obtain witness names, addresses and phone numbers.
  • Fill out the Accident Reporting Form as soon as possible.
  • File an official accident report with the police.
  • Notify your insurance company immediately.

DO NOT’s…

  • Move injured unless absolutely necessary.
  • Discuss fault, responsibility, circumstances of the accident with other driver(s).
  • Drive your vehicle if it seems unsafe.
  • Sign any releases with towing companies, repair shops or insurance companies that you have not read and fully understand.